Fractional CFO  ·  Construction

Construction Finance
Done Right. Finally
a CFO Who Gets It.

Anthony Pichelli delivers construction-specific financial leadership — job costing, WIP accounting, cash flow management, and the overhead structure that shows true project profitability — for companies between $5M and $250M.

Anthony Pichelli Fractional CFO Construction
Anthony Pichelli
Fractional CFO  ·  Construction
CFO Program — Columbia Business School
CPA & CMA — Dual Designation
Jonas Construction Software Experience
30+ Years Financial Leadership
30+
Years Experience
$80K
Overhead Reduction, Byng Group
7%
Profitability Increase, Byng Group
$250M
Largest Revenue Overseen
Columbia
Business School CFO Program

The Core Problem

Why Construction Finance Is Different —
And Why Most CFOs Get It Wrong

Construction is one of the most financially complex industries to run — and one of the most poorly served by generalist financial advisors. The mechanics of construction finance — job costing, WIP accounting, deferred revenue, billing in arrears, and cash timing — are fundamentally different from product or services businesses, and a CFO who doesn’t understand those mechanics will cost you more than their fee.

Anthony Pichelli has direct CFO and Controller experience at construction companies including Access Restoration Services and The Byng Group. He understands job costing at the project level, how to structure overhead allocation across a multi-job business, how to manage cash within a bank line of credit, and how to build the financial reporting that gives construction leadership a real-time view of where each job stands financially.

The Cash Trap in Construction

Construction companies bill in arrears and collect on long cycles while paying subcontractors, labor, and materials upfront. That gap — between cash out and cash in — is where otherwise profitable construction businesses run into trouble. Anthony builds the cash management and banking infrastructure that bridges that gap and prevents the liquidity crises that derail good companies.

01
Job costing at the project level. Tracking actual vs. estimated costs per job — so you know whether each project is profitable before it closes, not after.
02
WIP accounting. Accurate work-in-progress accounting that recognizes revenue and costs proportionally as work is completed — giving you financials you can trust.
03
Deferred revenue calculation. Properly calculating and reporting deferred revenue in construction — a specialized requirement most generalist CFOs get wrong.
04
Cash and LOC management. Managing cash flow within bank lines of credit, reducing interest charges through active cash positioning, and building banking relationships that support growth.
05
Overhead restructure. Splitting direct from indirect overhead by division or project type — revealing true contribution margin and eliminating the cross-subsidization that hides problem jobs.
06
Jonas Construction Software. Hands-on experience with Jonas — the industry-standard ERP for construction — plus Dynamics, Sage, and QuickBooks for companies at every stage.

Fractional CFO Services

Full-Spectrum Construction Finance Leadership

01
Job Costing & Project Finance
Project-level cost tracking, actual vs. estimate variance, and the reporting architecture that tells you whether each job is on track — before it’s too late to act.
02
WIP & Deferred Revenue
Accurate work-in-progress accounting and deferred revenue calculation — the specialized construction finance requirements that separate credible financial statements from guesswork.
03
Cash Flow & Working Capital
Cash management within credit facilities, subcontractor payment timing, collection cycle optimization, and banking relationships that keep your operation funded through every project cycle.
04
Overhead & Margin Analysis
Restructuring overhead allocation to reveal true contribution margin by division, project type, or revenue stream — eliminating the cross-subsidization that hides unprofitable work.
05
M&A & PE Support
Financial model preparation, due diligence support, and post-acquisition CFO work for construction companies entering a transaction or PE partnership.
06
ERP & Systems
Jonas Construction Software, Dynamics, Sage, and QuickBooks — hands-on implementation and optimization experience across the platforms construction companies rely on.

Construction Track Record

Proven Results in Construction —
Not Promises.

Construction
The Byng Group
Reduced overhead by $80,000. Improved working capital and reduced operational costs, boosting profitability by 7%. Reduced interest charges by actively managing cash within the bank line of credit.
Construction · Restoration
Access Restoration Services
Served as CFO delivering full financial leadership including job costing, overhead management, cash flow restructure, and financial reporting across the restoration and construction operation.
Environmental · Energy
Blue Flame Heating & AC
Increased profits by over 400%. Improved working capital by $1M+. Negotiated product buy-back with suppliers and restructured the entire financial operating system.
Manufacturing · M&A
Weston Hardwood
Generated full M&A payback in 14 months. Increased profits by 8% and gross margin by 15%. Saved over $300,000 through pricing and cost restructure.
Environmental
Ozz Corporation
Recovered $800,000 through business analysis. Managed warranty claims to optimize outcomes and supported the company’s successful sale.
Manufacturing
Grande Cheese Inc.
Improved cash position by over $1 million. Reduced group insurance by 17%. Deployed ERP that unlocked product mix optimization and real margin visibility.

Common Questions

Fractional CFO Construction — FAQ

What does a Fractional CFO do for construction companies?
A Fractional CFO for construction manages job costing, WIP accounting, deferred revenue, cash flow within credit facilities, overhead allocation, and the reporting that gives construction leadership real-time visibility into project-level profitability — without the full-time CFO cost.
Why is cash flow so critical in construction?
Construction companies pay subcontractors, labor, and materials upfront while billing in arrears on long collection cycles. That gap between cash out and cash in is where profitable construction businesses get into trouble. A Fractional CFO builds the cash management infrastructure that bridges it.
What is WIP accounting in construction?
Work-in-progress accounting tracks the financial status of each job — recognizing revenue and costs proportionally as work completes. Without accurate WIP accounting, construction financials cannot be trusted and true job profitability is invisible until it’s too late.
When does a construction company need a Fractional CFO?
When revenue exceeds $5M, when cash flow management becomes complex, when bidding larger contracts requires financial documentation, or when preparing for PE investment or a business sale. Most construction companies at this stage are making strategic decisions without a financial voice in the room.
Does Anthony Pichelli know construction software?
Yes. Anthony has hands-on experience with Jonas Construction Software — the industry-standard ERP for construction — plus Dynamics, Sage, and QuickBooks for companies at every stage of growth.
Can a Fractional CFO help with construction M&A?
Yes. Anthony has supported multiple construction and manufacturing transactions including financial model preparation, due diligence, and post-acquisition CFO work. He has direct experience with PE-backed construction businesses and the financial infrastructure they require.
Anthony Pichelli Fractional CFO Construction

Construction’s Fractional CFO — Anthony Pichelli

Anthony Pichelli is a Fractional CFO with direct CFO and Controller experience at construction companies including Access Restoration Services and The Byng Group. He understands job costing, WIP accounting, deferred revenue, and the cash management mechanics that make construction finance uniquely complex. CPA, CMA, Columbia Business School CFO Program. Based in Miami, serving construction companies across the United States.

CFO Program — Columbia Business School
CPA — Chartered Professional Accountant
CMA — Certified Management Accountant
Jonas Construction Software — ERP Experience

Ready for a CFO who actually
understands construction?

Schedule a free 20-minute strategy call. No obligation — just a direct conversation about your project finances and whether there’s a fit.

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